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Direct Hard Money Lender

Direct Hard Money Lender

Money Lender

CALL US TODAY:  877.700.3703

ORANGE COUNTY HARD MONEY LOANS

    • Residential/ Commercial Loans
    • Stated Income/ NO Doc Loans
    • Terms from 11 months to 5 years
    • Loans in 1st, 2nd and 3rd Position
    • 6 to 24 hour loan approvals
    • No cash-out restrictions

    FREE MORTGAGE QUOTE!

    Orange County Hard Money Lenders

    PB Financial Group, A hard money lender also focusing on refinancing and bridge loans, provides asset-backed, equity-based lending for real estate investors in Orange County and the regions surrounding it.

    We have funded in excess of $200 million across the spectrum of residential and commercial real estate over 13 years in California (in other words, since 2006), with over 2,400 closed loan deals to our credit. So if the time is right for you to enter Orange County industrial, commercial, mixed-use and residential property markets to access their new opportunities, PB’s guidance will provide the support you need.

    In short, PB Financial Group will fund your real estate loan in Orange County to a quick and sure closing with minimal stress. More specifically:

    • Our lender fees are fully transparent, thus eliminating extras from the small print (so often an obscure addition in our competitors’ contracts).
    • PB has the ability to get you approved in 24 hours andfund your loan in as little as 5 business days.
    • We have the well-earned reputation for going up to 70% LTV, and in case of purchases, we can sometimes arrange up to 80%. Commercial loan refinancing comes in slightly lower (i.e. in the region of 60-65% LTV).
    • PB’s more than 2,400 of real estate deal closings across California are a testimony to our proficiency and professionalism. Our clients echo this through many 5-star Yelp and Google reviews. This is a clear indication that you can trust us implicitly to arrange the most competitive interest rates, easiest terms, and quickest turn times in the industry for you as an individual, or for your partnership, trust, corporation, LLC, Delaware Corporation, estate or even your foreign national entity.

    PB Financial Group presents many Hard Money Loan Options to choose from in Orange County

    With our extensive experience, we understand the diverse loan categories that address your needs in the best possible way. We differentiate between investment real estate loans suited to owner-occupied and non-owner occupied properties respectively. Moreover, we dig down a lot deeper customizing loan deals for fix-and-flip situations, distressed property, probate, and estates as well as trust funding, and apartment building (rental) leverage arrangements. Maturing business mortgages or loans being pressured by increasing interest rates are not a problem for PB Financial. We understand all the ins and outs of bridge financing to transition your investing entity from the existing long term funding arrangement to the next permanent mortgage. Aside from all this, you should not lose sight of our core business: hard money lending for residential, commercial and land real estate in first and second position.

    PB’s commercial loan coverage for investors and business operators in Orange County has interesting features

    We provide private hard money lending to a wide range of usage properties that include but are not limited to multi-family complexes, office buildings, retail, self-storage, warehouses, mix-used lands, and new construction.

    Cash-out on commercial properties with built-in appreciation is an accommodation we offer our clients. Local banks are mostly unwilling to do this in any shape or form, in contrast to our provision of this attractive option with no limits. It’s is an ideal way to access hard money for possible redirection into another investment opportunity.

    Our real estate asset-backed loans range between $50,000 and $2 million, but irrespective of the size you will get the heralded PB treatment we afford all our clients. We are not traditional lenders and therefore we fall outside constrictive loan restrictions, this giving your funding chances much higher chances of success.

    Orange County Bridge Loans from PB Financial Group

    It is within our realm of common practice to interface with clients in the Orange County area who are facing the numerous issues involved in acquiring de-stabilized properties requiring rehab to realize their full investment potential. It is our experience that local banks and mortgage banks, in general, are not willing to enter loan arrangements for projects that are half-completed or needing renovation. In contrast, we at PB are ready and able to arrange refinancing specifically linked to conduit loans (or bridge funding as it’s more commonly referred to). We have found that there are many Orange County investors that have mortgages nearing maturity with looming big balloon payments. This is a typical dilemma that calls for a bridge loan resolution; one that PB Financial Group is professionally adept at addressing in a decisive way. This of urban hubs isn’t released from the pressures of the Fed’s latest policies of raising interest rates that have placed refinancing on the priority list of many property owners. In essence, bridge loans have become a permanent fixture of the services that we offer.

    YELP LOVES US

    5 star ratingWonderful experience, awesome company and super great, nice, friendly and caring team!
    I have been doing business with...
    read moreWonderful experience, awesome company and super great, nice, friendly and caring team!
    I have been doing business with Peyman and his team as a borrower at PB Financial over 10 years with great satisfaction. Never been disappointed. Peyman always made sure that the transaction gets close on time, without any hardship on his borrower! He is always on top of the line. Great pricing and great team work. Paul is always prompt on replying my emails and following up with my loan documentation needs asap something that you wont see with other banks underwriters!
    I will definitely recommend Peyman and PB Financial as your number one mortgage needs.
    Thank you Peyman and thank you Paul for all your hard and professional work! You guys are the BEST.
    Linda Bej
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    Lin K. Avatar
    Lin K.
    9/30/2019

    5 star ratingSolid guy with solid advice. Not many people in this world today that are willing... read moreSolid guy with solid advice. Not many people in this world today that are willing to bring you in and explain step by step what needs to happen for you to qualify. No pressure no sales pitch. read less

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    Peter G. Avatar
    Peter G.
    7/22/2022

    5 star ratingThank you PB financial for all your great work....back against the wall and needed to close within 2... read moreThank you PB financial for all your great work....back against the wall and needed to close within 2 weeks. PB financial did everything in there power to make this a smooth a easy transaction. They really came through and helped me close fast. They aren't only giving you money to loan but actually explaining every step very thoroughly about what's going on.

    Will definitely recommend or use them if needed again!
    read less

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    Simon F. Avatar
    Simon F.
    1/04/2022

    5 star ratingVery professional and friendly staff did my cash out loan was very quickly done and I am very... read moreVery professional and friendly staff did my cash out loan was very quickly done and I am very happy and satisfied with Paul & Peyman. I will refer all my family and friends. Please if you're having problem in getting conventional mortgage please contact PB financial Group immediately.
    Thanks
    Osman Khan
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    Mark S. Avatar
    Mark S.
    1/10/2019

    5 star ratingThey are great to work with. The rates for hard money are really good. They were so professional... read moreThey are great to work with. The rates for hard money are really good. They were so professional and funding was quick. I would recommend them to anyone. They do exactly what they say they will. read less

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    Lori H. Avatar
    Lori H.
    7/27/2014

    5 star ratingVery reliable and professional with flexible options for a variety of financial situations. I've used them for... read moreVery reliable and professional with flexible options for a variety of financial situations. I've used them for three loans so far, and plan on working with them again. read less

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    Christopher B. Avatar
    Christopher B.
    9/22/2013

    5 star ratingI needed a mortgage loan for a second property. Pouyan and Paul from PB Financial came through... read moreI needed a mortgage loan for a second property. Pouyan and Paul from PB Financial came through and were very helpful. I will definitely be using them for future investments. read less

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    Charles P. Avatar
    Charles P.
    3/13/2017

    5 star ratingWorking with PB was a pleasant experience after the last broker we contacted. Although he is strictly hard... read moreWorking with PB was a pleasant experience after the last broker we contacted. Although he is strictly hard money lender but very knowledgable about the industry and works with other professional people. PB helped us acquire the investment property we had in mind quickly considering the circumstances. If you need a quick loan for purchasing rehab needed properties these guys deliver on time! read less

    Yelp Logo
    Malti Z. Avatar
    Malti Z.
    10/03/2016

    13

    Years In Business

    2400+

    Transactions Funded

    58+

    California Counties We Lend In

    5

    Days Closings Available

    CONTACT US TODAY

    PB Financial Group is a direct hard money / private money lender you can depend on and trust. Our loans help our clients get back on track or seize new opportunities. To learn more, call us today at 877.700.3707 or email us at info@calhardmoney.com and let us provide you with a hard money loan.

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    DRE# 01522495 and NMLS# 357614

    Disclosures: **Per FDIC Regulations Section 6500, Part 226, Subpart C, 226.24. The amount of each payment that will apply over the term of the loan is based on simple annual interest applied to the unpaid balance. Loans range from 1 day to 60 months, are interest only and include a balloon payment due at term. Finance charges apply. Payments do not include amounts for property taxes or insurance premiums. This is not a commitment to lend. Rates and points are subject to change without notice.