Orange County Hard Money Lenders
PB Financial Group, A hard money lender also focusing on refinancing and bridge loans, provides asset-backed, equity-based lending for real estate investors in Orange County and the regions surrounding it.
We have funded in excess of $200 million across the spectrum of residential and commercial real estate over 13 years in California (in other words, since 2006), with over 2,400 closed loan deals to our credit. So if the time is right for you to enter Orange County industrial, commercial, mixed-use and residential property markets to access their new opportunities, PB’s guidance will provide the support you need.
In short, PB Financial Group will fund your real estate loan in Orange County to a quick and sure closing with minimal stress. More specifically:
- Our lender fees are fully transparent, thus eliminating extras from the small print (so often an obscure addition in our competitors’ contracts).
- PB has the ability to get you approved in 24 hours andfund your loan in as little as 5 business days.
- We have the well-earned reputation for going up to 70% LTV, and in case of purchases, we can sometimes arrange up to 80%. Commercial loan refinancing comes in slightly lower (i.e. in the region of 60-65% LTV).
- PB’s more than 2,400 of real estate deal closings across California are a testimony to our proficiency and professionalism. Our clients echo this through many 5-star Yelp and Google reviews. This is a clear indication that you can trust us implicitly to arrange the most competitive interest rates, easiest terms, and quickest turn times in the industry for you as an individual, or for your partnership, trust, corporation, LLC, Delaware Corporation, estate or even your foreign national entity.
PB Financial Group presents many Hard Money Loan Options to choose from in Orange County
With our extensive experience, we understand the diverse loan categories that address your needs in the best possible way. We differentiate between investment real estate loans suited to owner-occupied and non-owner occupied properties respectively. Moreover, we dig down a lot deeper customizing loan deals for fix-and-flip situations, distressed property, probate, and estates as well as trust funding, and apartment building (rental) leverage arrangements. Maturing business mortgages or loans being pressured by increasing interest rates are not a problem for PB Financial. We understand all the ins and outs of bridge financing to transition your investing entity from the existing long term funding arrangement to the next permanent mortgage. Aside from all this, you should not lose sight of our core business: hard money lending for residential, commercial and land real estate in first and second position.
PB’s commercial loan coverage for investors and business operators in Orange County has interesting features
We provide private hard money lending to a wide range of usage properties that include but are not limited to multi-family complexes, office buildings, retail, self-storage, warehouses, mix-used lands, and new construction.
Cash-out on commercial properties with built-in appreciation is an accommodation we offer our clients. Local banks are mostly unwilling to do this in any shape or form, in contrast to our provision of this attractive option with no limits. It’s is an ideal way to access hard money for possible redirection into another investment opportunity.
Our real estate asset-backed loans range between $50,000 and $2 million, but irrespective of the size you will get the heralded PB treatment we afford all our clients. We are not traditional lenders and therefore we fall outside constrictive loan restrictions, this giving your funding chances much higher chances of success.
Orange County Bridge Loans from PB Financial Group
It is within our realm of common practice to interface with clients in the Orange County area who are facing the numerous issues involved in acquiring de-stabilized properties requiring rehab to realize their full investment potential. It is our experience that local banks and mortgage banks, in general, are not willing to enter loan arrangements for projects that are half-completed or needing renovation. In contrast, we at PB are ready and able to arrange refinancing specifically linked to conduit loans (or bridge funding as it’s more commonly referred to). We have found that there are many Orange County investors that have mortgages nearing maturity with looming big balloon payments. This is a typical dilemma that calls for a bridge loan resolution; one that PB Financial Group is professionally adept at addressing in a decisive way. This of urban hubs isn’t released from the pressures of the Fed’s latest policies of raising interest rates that have placed refinancing on the priority list of many property owners. In essence, bridge loans have become a permanent fixture of the services that we offer.