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Direct Hard Money Lender

Direct Hard Money Lender

Money Lender

CALL US TODAY:  877.700.3703

ORANGE COUNTY HARD MONEY LOANS

    • Residential/ Commercial Loans
    • Stated Income/ NO Doc Loans
    • Terms from 11 months to 5 years
    • Loans in 1st, 2nd and 3rd Position
    • 6 to 24 hour loan approvals
    • No cash-out restrictions

FREE MORTGAGE QUOTE!

Orange County Hard Money Lenders

PB Financial Group, A hard money lender also focusing on refinancing and bridge loans, provides asset-backed, equity-based lending for real estate investors in Orange County and the regions surrounding it.

We have funded in excess of $200 million across the spectrum of residential and commercial real estate over 13 years in California (in other words, since 2006), with over 2,400 closed loan deals to our credit. So if the time is right for you to enter Orange County industrial, commercial, mixed-use and residential property markets to access their new opportunities, PB’s guidance will provide the support you need.

In short, PB Financial Group will fund your real estate loan in Orange County to a quick and sure closing with minimal stress. More specifically:

  • Our lender fees are fully transparent, thus eliminating extras from the small print (so often an obscure addition in our competitors’ contracts).
  • PB has the ability to get you approved in 24 hours andfund your loan in as little as 5 business days.
  • We have the well-earned reputation for going up to 70% LTV, and in case of purchases, we can sometimes arrange up to 80%. Commercial loan refinancing comes in slightly lower (i.e. in the region of 60-65% LTV).
  • PB’s more than 2,400 of real estate deal closings across California are a testimony to our proficiency and professionalism. Our clients echo this through many 5-star Yelp and Google reviews. This is a clear indication that you can trust us implicitly to arrange the most competitive interest rates, easiest terms, and quickest turn times in the industry for you as an individual, or for your partnership, trust, corporation, LLC, Delaware Corporation, estate or even your foreign national entity.

PB Financial Group presents many Hard Money Loan Options to choose from in Orange County

With our extensive experience, we understand the diverse loan categories that address your needs in the best possible way. We differentiate between investment real estate loans suited to owner-occupied and non-owner occupied properties respectively. Moreover, we dig down a lot deeper customizing loan deals for fix-and-flip situations, distressed property, probate, and estates as well as trust funding, and apartment building (rental) leverage arrangements. Maturing business mortgages or loans being pressured by increasing interest rates are not a problem for PB Financial. We understand all the ins and outs of bridge financing to transition your investing entity from the existing long term funding arrangement to the next permanent mortgage. Aside from all this, you should not lose sight of our core business: hard money lending for residential, commercial and land real estate in first and second position.

PB’s commercial loan coverage for investors and business operators in Orange County has interesting features

We provide private hard money lending to a wide range of usage properties that include but are not limited to multi-family complexes, office buildings, retail, self-storage, warehouses, mix-used lands, and new construction.

Cash-out on commercial properties with built-in appreciation is an accommodation we offer our clients. Local banks are mostly unwilling to do this in any shape or form, in contrast to our provision of this attractive option with no limits. It’s is an ideal way to access hard money for possible redirection into another investment opportunity.

Our real estate asset-backed loans range between $50,000 and $2 million, but irrespective of the size you will get the heralded PB treatment we afford all our clients. We are not traditional lenders and therefore we fall outside constrictive loan restrictions, this giving your funding chances much higher chances of success.

Orange County Bridge Loans from PB Financial Group

It is within our realm of common practice to interface with clients in the Orange County area who are facing the numerous issues involved in acquiring de-stabilized properties requiring rehab to realize their full investment potential. It is our experience that local banks and mortgage banks, in general, are not willing to enter loan arrangements for projects that are half-completed or needing renovation. In contrast, we at PB are ready and able to arrange refinancing specifically linked to conduit loans (or bridge funding as it’s more commonly referred to). We have found that there are many Orange County investors that have mortgages nearing maturity with looming big balloon payments. This is a typical dilemma that calls for a bridge loan resolution; one that PB Financial Group is professionally adept at addressing in a decisive way. This of urban hubs isn’t released from the pressures of the Fed’s latest policies of raising interest rates that have placed refinancing on the priority list of many property owners. In essence, bridge loans have become a permanent fixture of the services that we offer.

YELP LOVES US

5 star ratingI have been a mortgage broker since 2005 and have seen it all and worked with everyone you've... read moreI have been a mortgage broker since 2005 and have seen it all and worked with everyone you've heard of.

PB is my go-to hands down for any private lending needs. Common sense lending, excellent customer service and response time and highly competitive terms.

My 1st choice every time.
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Michael W. Avatar
Michael W.
3/01/2019

5 star ratingSmooth transaction ! PB Financial made a stressful situation pleasant. Thank you to PB Financial and their dedicated... read moreSmooth transaction ! PB Financial made a stressful situation pleasant. Thank you to PB Financial and their dedicated team ! I will definitely contact PB for future hard money finding needs ! read less

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Michael R. Avatar
Michael R.
12/09/2015

5 star ratingI have been working with Pouyan and his team at PB Financial for the last 3... read moreI have been working with Pouyan and his team at PB Financial for the last 3 years. I am a Real Estate agent for 20 years. Pouyan is the first Hard money lender I have worked closely with for my clients. Pouyan and his team are the best in the business, very knowledgable , great customer service and quick service. I highly recommend their loan services.
Michelle Pine Rappoport Keller Williams Marina Silicon Beach
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Michelle R.
11/07/2017

5 star ratingThey are great to work with. The rates for hard money are really good. They were so professional... read moreThey are great to work with. The rates for hard money are really good. They were so professional and funding was quick. I would recommend them to anyone. They do exactly what they say they will. read less

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Lori H. Avatar
Lori H.
7/27/2014

5 star ratingI'm a real estate broker for 30 plus years Closed 900m in sales....honestly, I'm hard to please!!! I've... read moreI'm a real estate broker for 30 plus years Closed 900m in sales....honestly, I'm hard to please!!! I've had dozens of hard money loans from churches to toxic sites. "Yes" I've searched harder then 99% of the brokers out there!!! They performed on time!! Pouyan gets it DONE. I needed money like yesterday when my tenants purposely flooded my Pacific heights property. I was caught off guard and "team Pouyan" came through with flying colors!His supporting staff in particular PaulWorked nights and weekends. Who needs stress?? My wife and kids gives me enough!!Theres no broker runaround direct lenders, give them a call!!.....they saved me!! read less

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mike h. Avatar
mike h.
5/06/2020

5 star ratingPouyan got me a quick loan, he was well organized and had communication with me on every step.
it...
read morePouyan got me a quick loan, he was well organized and had communication with me on every step.
it was smooth and would use him again on my quick loans I need for approval
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Robert K.
1/30/2018

5 star ratingI am a CEO of a company that is in the beauty industry and has BOOMED within the... read moreI am a CEO of a company that is in the beauty industry and has BOOMED within the last 3 years, money is always something that is needed! PB Financial has been the easiest and most reliable business transaction I've gone through since I started my business! We recently signed with 2 huge retailers and needed funds for a huge purchase order and PB Financial allowed us to be able to fulfill those orders! We are super grateful. Thank you PB Financial! read less

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Mary N. Avatar
Mary N.
5/04/2016

5 star ratingI was referred to PB financial by a friend and I could not be happier with the service... read moreI was referred to PB financial by a friend and I could not be happier with the service I got.
I was in a very stressful situation and on the verge of giving up. As soon as I contacted PB they instantly made my worry go away. I would highly recommend them to anyone in need of quick funding.
Very competitive pricing! Honest and helpful team! Good Service!
Thank you PB Financial!
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Adel T. Avatar
Adel T.
12/22/2015

13

Years In Business

2400+

Transactions Funded

58+

California Counties We Lend In

5

Days Closings Available

CONTACT US TODAY

PB Financial Group is a direct hard money / private money lender you can depend on and trust. Our loans help our clients get back on track or seize new opportunities. To learn more, call us today at 877.700.3707 or email us at info@calhardmoney.com and let us provide you with a hard money loan.

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Disclosures: **Per FDIC Regulations Section 6500, Part 226, Subpart C, 226.24. The amount of each payment that will apply over the term of the loan is based on simple annual interest applied to the unpaid balance. Loans range from 1 day to 60 months, are interest only and include a balloon payment due at term. Finance charges apply. Payments do not include amounts for property taxes or insurance premiums. This is not a commitment to lend. Rates and points are subject to change without notice.